Sinking Funds

Summer Travel Without the Credit-Card Hangover: A 90-Day Funding Plan

Your vacation doesn't need a payment plan with palm trees printed on it. Price the trip, fund it in 90 days, then spend the money you already gave permission to leave.

Personal Finance

The 'Boring Middle' of Debt Payoff — and How to Stay in the Game

Month nine is where debt payoff stops feeling heroic and starts feeling beige. Here is how to keep going without turning your life into a punishment schedule.