Legal Center

What we collect, why, and what we will never do with it. Covers the data Forbidden Finance stores (accounts, transactions, budgets), how it is protected (per-household encryption keys, row-level security, AES-256-GCM), the consent-gated analytics on this marketing site, your rights (access, export, deletion), and the core promise: we make money from subscriptions, never from selling or sharing your data.

• Data we collect and retain
• Encryption and security engineering
• Your access, export, and deletion rights

The agreement between you and 403 Finance, Inc. when you use Forbidden Finance. Covers accounts and eligibility, subscription tiers and billing, the 30-day money-back guarantee for web purchases, acceptable use, disclaimers (we are financial software, not a financial institution or advisor), and how changes to the terms are communicated.

• Subscriptions, billing, and refunds
• Acceptable use and account rules
• Disclaimers and liability

Every third-party service that touches customer data on our behalf, what each one does, and where it processes data. Bank connectivity, email delivery, infrastructure, and the consent-gated analytics vendors are all disclosed here, and the list is updated whenever a vendor is added or removed.

• Who processes what, and where
• Updated with every vendor change