Legal Center

What we collect, why, and what we will never do with it. Covers the data Forbidden Finance stores (accounts, transactions, budgets), where it lives and how it is protected (US hosting, encrypted backups kept 35 days, bank tokens sealed with AES-256-GCM, TLS 1.2+ in transit, row-level isolation in the database), the consent-gated analytics on this marketing site, your rights (access, export, deletion), and the core promise: we make money from subscriptions, never from selling or sharing your data.

• Data we collect and retain
• Where your data is stored and how it is protected
• Your access, export, and deletion rights

The agreement between you and 403 Finance, Inc. when you use Forbidden Finance. Covers accounts and eligibility, subscription tiers and billing, the 30-day money-back guarantee for web purchases, acceptable use, disclaimers (we are financial software, not a financial institution or advisor), and how changes to the terms are communicated.

• Subscriptions, billing, and refunds
• Acceptable use and account rules
• Disclaimers and liability

Every third-party service that touches customer data on our behalf, what each one does, and where it processes data. Bank connectivity, email delivery, infrastructure, and the consent-gated analytics vendors are all disclosed here, and the list is updated whenever a vendor is added or removed.

• Who processes what, and where
• Updated with every vendor change