Forbidden FinanceWhy It’s Called 403 Finance: The Meaning Behind Forbidden Finance
403 Finance comes from 403 Forbidden. The name reflects exactly what we wanted this app to reject: budgeting shame, rigid money rules, and creepy data-selling nonsense.
Take Control of Your Finances
A privacy-first budgeting app that puts your accounts, budgets, and net worth in one place, without selling your data.
How it works
Three steps, no spreadsheet
Connect or import
Link US and Canadian banks, or import CSV and JSON on any tier, including Free.
Pick a method
Eight budgeting methods, from envelopes to 50/30/20. Start with one and switch until it fits.
See the whole picture
Accounts, budgets, investments, and net worth in one dashboard that stays current as your data syncs.
What's in the app
Every card links to the help docs, so you can see exactly how each feature works before you sign up.
Bank Sync
Connect US and Canadian bank accounts and transactions import on their own: daily, plus updates when your bank reports changes.
8 Budget Methods
Envelope, 50/30/20, zero-based, pay yourself first, and more. Try them until one sticks.
Investments & Net Worth
Stocks, crypto, real estate, and retirement accounts next to your everyday balances. Assets minus liabilities, updated as your data syncs.
Multi-Currency
Track accounts in multiple currencies and see everything converted to your home currency at current exchange rates.
Partner Sharing
Share accounts and budgets with your partner, with both of you looking at the same numbers.
FIRE Planning
Budget the FIRE way today: it's one of the eight methods, with savings-rate tracking built in. Dedicated projection tools (Coast FIRE, lean FIRE, the date you walk out) are Coming Soon.
Privacy, engineered
Your data is isolated per account and encrypted at the database layer.
Per-account encryption keys, passkey sign-in, and no tracking inside the app. We make money from subscriptions, not from selling you.
From the Blog
Guides on budgeting, banking, and building wealth.
Featured
Why We Built Forbidden Finance: A Personal Finance App That Doesn’t Shame You
Most budgeting apps make money feel like detention. We built Forbidden Finance to make personal finance more flexible, more private, and a lot less miserable.
Latest
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Indigenous Peoples' Day: How Land, Inheritance, and Wealth Inequality Show Up in Personal Finance
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Ready to Take Control?
Start free. No credit card, no ads, and no selling your data to make up the difference.
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